Wednesday, September 26, 2007

When It Rains...

This is my time to vent a little frustration.

This week I have had some people doing work on my house to please my hard-to-please home owner's association. We got written up to replace and repaint all the trim around all our windows, on some of our porch posts and on the sides of our house clear up to our roof. It was quite a project. Of course spending money on things the HOA wants you to fix is never fun. I'd just rather spend my money on things I choose, you know?

So, in the middle of all this, our air conditioning broke. Again. (It broke like two months ago.) So, I've been living in a sauna for the past few days, trying to look for the silver lining (surely, I've sweat off a good 5 pounds by now!).

Tonight we dropped Michael's car off at the shop to get his windshield wipers repaired (a long-overdue task) and his radiator looked at. It's been leaking. Fabulous. Our poor little savings account is crying, "Can't you people leave me alone?!"

While I was waiting for Michael to turn his keys in to the mechanic, I looked at his license plate and was reminded that his registration expires in four days. Time to cough up even more money on something not-so-fun!

When I got home and opened the mail I had a notice that my checking account's overdraft had kicked in. How had this happened? Well, here's the story: I mailed by mortgage check with an outdated stamp. I didn't know that I had used an old stamp until my dear friend, Tracy, noticed me using old stamps a few days later. I panicked because I knew I had used those stamps to mail my mortgage payment. I kept checking my mortgage account and when the due date came and they still hadn't received my payment, I thought I better take some action. I figured that my check was in some dead letter box (if those even exist) and made a payment by phone. So, what do you think happened? That's right, I paid my mortgage twice! No wonder my poor checking account has jumped into panic-mode! Somehow, the mortgage company did get my check and they, of course, accepted my phone payment. So, the good news is that my mortgage is paid ahead, but the bad news is that I am now shuffling money between accounts to straighten everything out.

The timing of this is all just wonderful. Why is it that things like this always happen in clusters?

12 comments:

amberacottrell said...

Oh my goodness that is a lot of stress! You are right when it rains it pours. Good Luck

Jann said...

No fun Mendy. I am so sorry you are going through all this.

Kellie said...

As the teenagers and the rappers say, I feel you friend. It is that annoying loss of control that makes this stuff so maddening. If anyone can handle this, it's you I think. I hope things calm down soon and that all your frugality and hard work will pay off to bring things back into balance.

The Hanners Family said...

You're right, these things do seem to always happen in clusters, don't they? We've had times like this as well, and I know that everything will get better soon. Hang in there! Hopefully this will cheer you up: http://www.mitfordbooks.com/ (There's a new Father Tim book! I thought of you immediately when I saw it!)

Corinne said...

DUDE. You need a break!! This sort of thing happens to us too, though - it's like some sort of baptism by fire and it is SO disheartening when things just get piled on with no end in sight. Here's to praying that nothing else is coming any time soon!

Cami said...

Oh, I hate these stories. That always happens. That IS a lot. I hope they don't think you just wanted to do an extra payment on your mortgage!

Ruth & Ryan said...

We paid our mortgage twice once and it was the same type of thing. I was at the tail end of maternity leave and not brining in any money and Ryan was in school full time. We were just scraping by and used ALL our money to pay our mortgage TWICE! It wasn't so fun. It did feel nice the next month, though when we didn't have to pay our mortgage. It felt like a freeby even though we knew we had already paid it. Mind tricks.

Julia A said...

Whoa, that is a lot all at once, and a double payment on top of it all! Yikes!

Honestly, though, I think the heat in your house helped my headache when I was there. I showed up with a raging one, but by the time dinner was over it had eased. So maybe there's your silver lining--headache therapy? You can bring your hot, tired family over my house for a break if you want :)

Jenni said...

I really do think that "when it rains it pours" saying is so true!! I'm so sorry you're having all this happen at once! Best wishes for getting it all straightened out and maybe take a nice chocolate break soon!:)

The Jensen Family said...

Oh I feel your pain. When it rains it pours at the Jensen house. And we have had our fair share of showers at our house these last two months. Hang in there. It will help you love the months when nothing goes wrong and no one wants your money. :)

Deb said...

hey mendy, come on over and escape the heat whenever you want. and we know about the clusters, too. we didn't get paid for four months in a row last year and that was a fun time! so good luck with the juggling!

Stacey said...

I am sorry to hear all that. Good thing you have a fabulous sense of humor.

Quotation of the Month

There is no way to be a perfect mother, and a million ways to be a good one.

-Jill Churchill